Products and solutions | Sustainability | HSBC Australia

Helping you build a more sustainable business


Back to Sustainable Finance and Investment

We know that becoming more sustainable is the right thing to do by our planet. But it can also be the right thing to do by your business. And with our suite of sustainable finance products and our dedicated teams of relationship managers to support, HSBC can help get your business there.


Products and Solutions

We are committed to supporting our 1.5 million clients all over the world to make the transition toward net zero. The path to net zero will look different for different customers and industries. From renewable energy to supply chains, we have the dedicated knowledge and suite of sustainable products to help you achieve your environmental and business ambitions.

Sustainability Linked Loans | HSBC Australia

Loans

Sustainability Linked Loans (SLL)

SLL are made available to facilitate and support environmentally and socially sustainable economic activities and growth. They incorporate ESG criteria into financing, and provide a way for corporates to demonstrate the implementation of their Corporate Social Responsibility strategy through specific targets and progress tracking.

Sustainability Linked Loans provide an incentive to deliver on your sustainability plans by linking the interest rate on the loan to the achievement of your company’s sustainability performance targets.

Green Loans

Green Loans are made available for the finance or refinance, in whole or in part, of new or existing eligible Green Projects. Green Loans are similar to a normal corporate loan, but follow the Green Loan Principles (GLPs), which were launched by the Loan Market Association in March 2018.

Sustainability linked bonds | HSBC Australia

Bonds

Green, social and sustainability (GSS) bonds

With an increased focus on a transition to a sustainable global economy, sovereigns, corporates and financials have increasingly looked at raising sustainable financing through the bond market. There are three main categories of Sustainable Financing bonds: Green bonds, social bonds and sustainable bonds with the classification being linked to the use of proceeds and structure in line with the relevant ICMA Bond Principles.

Sustainability-Linked Bonds

Sustainability-linked bonds align to the Sustainability-Linked Bond Principles established by ICMA. The financial and/or structural characteristics can vary depending on whether the issuer achieves predefined sustainability or ESG characteristics. Entities that issue SLBs can set key performance indicators (KPIs) which are aligned with their sustainability strategies. It allows the issuer more flexibility to set more general sustainability goals, rather than being tied to financing specific projects like solar power plants or green buildings.

Transition Finance | HSBC Australia

Transition Finance

Transition finance means any form of financial support that helps high-carbon companies start to implement long-term changes to become greener. It bridges the gap between traditional and sustainable financing as businesses begin the journey to net zero.

HSBC co-chaired the International Capital Markets Association (ICMA) working group that developed the Climate Transition Finance Guidelines. The new guidelines act as additional guidance for issuers seeking to utilise green bonds, sustainability bonds or sustainability-linked bonds towards the achievement of their climate transition strategy.


Sustainable Supply Chain Finance

Take advantage of tailored banking services to support sustainability goals for buyers and suppliers by leveraging the power of our network. As a leading international bank, we play a unique role in supporting a shift to sustainability in global supply chains. HSBC is embedding sustainability into the products and services we offer to customers, with the aim of supporting enhanced sustainability in our customers’ supply chains.

Green Trade Financing

Designed to support the working capital requirements of our clients that fulfil the Green Loan Principles and measurably contribute towards an ESG agenda. Our solutions are inclusive of Trade Loans, Guarantees, Receivable Finance, Export & Imports, Commodity Structured Trade Finance and distribution.

Trade Sustainable Instruments

Take advantage of tailored banking services to achieve sustainability goals for buyers and suppliers by leveraging the power of our network.


HSBC offers a sustainable label for guarantees, Documentary Credits, or standby letters of credit issued under a sustainable trade facility to exclusively facilitate environmentally and/or sustainable economic activities.

Sustainable Supply Chain Finance

HSBC offers a sustainable supply chain finance solution, which addresses customers’ working capital needs through a tiered pricing solution based on the company’s methodology for measuring the sustainability performance of its suppliers.


Green Deposits

Our Green Deposit program presents your corporate treasury with an opportunity to fulfil its sustainability goals by investing your surplus cash balances into environmentally friendly projects and initiatives. Corporates will receive a quarterly, portfolio-level view of how their funds have been used to support green projects and will be able to manage their green account as simply as a regular deposit account. Key benefits include: stable principal and predictable returns, fund investment that enable green initiatives and contribution to your ESG agenda.


Climate Asset Management

It is the first large-scale venture to mainstream natural capital as an asset class.
Climate Asset Management | HSBC Australia

Find out more

Sustainability is about safeguarding the long-term health of the environment and ensuring a thriving, resilient future for your business and wider society.

Discover how Australian businesses are embracing sustainability.

Whatever your business sustainability principles and goals might be, access the latest thought leadership content and practical advice to help you prepare for a greener future.

Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forwards.